body {
  margin: 0;
  font-family: Arial, sans-serif;
  background: #f5f5f5;
}

header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 15px;
  background: white;
}

.logo {
  display: flex;
  align-items: center;
  gap: 8px;
}

.logo img {
  width: 40px;
  border-radius: 50%;
}

.menu-btn {
  background: red;
  color: white;
  border: none;
  font-size: 20px;
  padding: 10px;
  border-radius: 50%;
}

.hero {
  padding: 20px;
}

.hero h1 {
  font-size: 26px;
}

.buttons {
  margin-top: 15px;
}

.primary {
  background: red;
  color: white;
  border: none;
  padding: 12px 18px;
  margin-right: 10px;
}

.video {
  border: none;
  background: transparent;
  font-size: 16px;
}

.support {
  padding: 20px;
}

.support img {
  width: 35px;
  border-radius: 50%;
  margin-right: -10px;
}

.image-area img {
  width: 100%;
}

.chat {
  position: fixed;
  bottom: 20px;
  right: 20px;
  background: blue;
  color: white;
  padding: 15px;
  border-radius: 50%;
  font-size: 20px;
}

.hero {
  position: relative;
  padding: 40px;
  background: #f5f5f5;
}

.hero-images {
  display: flex;
  justify-content: space-between;
}

.hero-images img {
  width: 45%;
  border-radius: 20px;
}

.active-users {
  position: absolute;
  bottom: 40px;
  left: 35%;
  background: white;
  padding: 20px 30px;
  border-radius: 15px;
  box-shadow: 0 5px 15px rgba(0,0,0,0.1);
  text-align: center;
}

.chat-btn {
  position: fixed;
  bottom: 20px;
  right: 20px;
  background: #2b7cff;
  color: white;
  padding: 15px;
  border-radius: 50%;
  font-size: 20px;
  cursor: pointer;
}

.slide {
  opacity: 0;
  transform: translateY(40px);
  transition: all 0.8s ease;
}

.pop {
  opacity: 0;
  transform: scale(0.8);
  transition: all 0.7s ease;
}

.show {
  opacity: 1;
  transform: translateY(0) scale(1);
}

.logo-slider {
  overflow: hidden;
  background: #f7f7f7;
  padding: 30px 0;
}

.logo-track {
  display: flex;
  width: calc(250px * 6);
  animation: scrollLeft 18s linear infinite;
}

.logo-track img {
  width: 180px;
  margin: 0 35px;
  opacity: 0.7;
  transition: 0.3s;
}

.logo-track img:hover {
  opacity: 1;
  transform: scale(1.1);
}

@keyframes scrollLeft {
  0% {
    transform: translateX(0);
  }
  100% {
    transform: translateX(-50%);
  }
}

.about {
  padding: 40px 20px;
  background: #f5f5f5;
  font-family: Arial, sans-serif;
}

.about-small {
  color: #d62828;
  letter-spacing: 2px;
  font-size: 14px;
  margin-bottom: 10px;
}

.about h2 {
  font-size: 28px;
  font-weight: 700;
  margin-bottom: 15px;
}

.about-text {
  color: #666;
  line-height: 1.6;
  margin-bottom: 30px;
}

.about-item {
  display: flex;
  gap: 15px;
  margin-bottom: 25px;
}

.icon-box {
  width: 50px;
  height: 50px;
  background: #fff;
  color: #d62828;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  box-shadow: 0 3px 10px rgba(0,0,0,0.1);
}

.about-item h3 {
  font-size: 18px;
  margin-bottom: 5px;
}

.about-item p {
  color: #777;
  font-size: 14px;
}

.read-btn {
  display: inline-block;
  background: #d62828;
  color: white;
  padding: 14px 28px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 600;
  margin-top: 15px;
}

.currency-tools {
  padding: 40px 20px;
  background: #f7f7f7;
  text-align: center;
  font-family: Arial, sans-serif;
}

.small-title {
  color: #c62828;
  letter-spacing: 2px;
  font-size: 12px;
  margin-bottom: 10px;
}

.currency-tools h2 {
  font-size: 24px;
  font-weight: 700;
  margin-bottom: 25px;
}

.tool-card {
  background: white;
  border-radius: 15px;
  padding: 20px;
  display: flex;
  align-items: center;
  gap: 15px;
  box-shadow: 0 5px 15px rgba(0,0,0,0.08);
  text-align: left;
}

.icon-circle {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: #ffecec;
  display: flex;
  align-items: center;
  justify-content: center;
}

.icon-circle img {
  width: 30px;
}

.tool-text h3 {
  margin: 0;
  font-size: 18px;
}

.tool-text p {
  font-size: 14px;
  color: #555;
}

.start-btn {
  color: #c62828;
  font-weight: bold;
  text-decoration: none;
}

.slider-dots {
  margin-top: 15px;
}

.slider-dots span {
  width: 8px;
  height: 8px;
  background: #f1b5b5;
  display: inline-block;
  border-radius: 50%;
  margin: 0 4px;
}

.slider-dots .active {
  background: #c62828;
  width: 20px;
  border-radius: 10px;
}

.slider-section {
  overflow: hidden;
  padding: 20px;
}

.slider {
  display: flex;
  transition: 0.4s ease;
}

.slide {
  min-width: 100%;
  border-radius: 15px;
  padding: 30px;
  box-sizing: border-box;
}

.white-slide {
  background: white;
  box-shadow: 0 5px 15px rgba(0,0,0,0.1);
}

.red-slide {
  background: #d71920;
  color: white;
}

.slide h3 {
  margin-top: 0;
}

.slide a {
  display: inline-block;
  margin-top: 15px;
  font-weight: bold;
  text-decoration: none;
}

.red-slide a {
  color: white;
}

.dots {
  text-align: center;
  margin-top: 15px;
}

.dots span {
  height: 8px;
  width: 8px;
  background: #f3b4b4;
  border-radius: 50%;
  display: inline-block;
  margin: 0 5px;
}

.dots .active {
  width: 25px;
  background: #d71920;
  border-radius: 10px;
}

.support {
  padding:40px;
  background:#f5f5f5;
  position:relative;
}

.help {
  font-size:18px;
}

.link {
  color:red;
  text-decoration:underline;
}

/* PROFILE ICONS */
.profiles {
  display:flex;
  margin:10px 0;
}

.profiles img {
  width:40px;
  height:40px;
  border-radius:50%;
  border:2px solid white;
  margin-left:-10px;
}

/* IMAGE SECTION */
.images {
  display:flex;
  gap:40px;
  align-items:flex-end;
}

/* BIG IMAGE */
.left-img img {
  width:300px;
  height:380px;
  object-fit:cover;
  border-radius:10px;
}

/* SMALL IMAGE */
.right-img img {
  width:260px;
  height:260px;
  object-fit:cover;
  border-radius:10px;
}

/* ACTIVE CARD BELOW IMAGE */
.active-users {
  margin-top:20px;
  background:white;
  width:220px;
  padding:15px;
  border-radius:12px;
  box-shadow:0 5px 20px rgba(0,0,0,0.1);
  display:flex;
  gap:10px;
  align-items:center;
}

.left-img img {
  clip-path: polygon(15% 0,100% 0,100% 100%,0 100%,0 15%);
}

.right-img img {
  clip-path: polygon(15% 0,100% 0,100% 100%,0 100%,0 15%);
}



.tools-section {
  text-align: center;
  padding: 40px 15px;
  font-family: Arial, sans-serif;
}

.sub-title {
  color: #c92a2a;
  letter-spacing: 2px;
}

.main-title {
  font-size: 28px;
  margin-bottom: 20px;
}

.slider {
  overflow: hidden;
  position: relative;
}

.slides {
  display: flex;
  transition: transform 0.4s ease-in-out;
}

.card {
  min-width: 100%;
  background: #f3f3f3;
  border-radius: 15px;
  padding: 30px 20px;
  text-align: left;
}

.card.red {
  background: #d90429;
  color: white;
}

.icon {
  font-size: 40px;
  margin-bottom: 10px;
}

.card a {
  display: inline-block;
  margin-top: 15px;
  color: #d90429;
  font-weight: bold;
}

.card.red a {
  color: white;
}

.dots {
  margin-top: 15px;
}

.dot {
  height: 8px;
  width: 8px;
  margin: 0 4px;
  background: #ccc;
  display: inline-block;
  border-radius: 50%;
}

.dot.active {
  background: #d90429;
  width: 22px;
  border-radius: 10px;
}



.icon-circle {
  width: 70px;
  height: 70px;
  border-radius: 50%;
  background: #ffe5e5;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 15px;
}

.icon-circle i {
  font-size: 28px;
  color: #d90429;
}

/* When card is red */
.card.red .icon-circle {
  background: rgba(255,255,255,0.2);
}

.card.red .icon-circle i {
  color: white;
}


.slider {
  overflow: hidden;
  width: 100%;
}

.slides {
  display: flex;
  width: 100%;
  transition: transform 0.4s ease-in-out;
}

.card {
  flex: 0 0 100%;
  max-width: 100%;
  box-sizing: border-box;
}


.image-section {
  padding: 40px 15px;
}

.img-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 15px;
}

.img-box {
  overflow: hidden;
  border-radius: 10px;
}

.img-box img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

/* Tall right image */
.tall {
  grid-row: span 2;
}

/* ANIMATION START STATE */
.reveal {
  opacity: 0;
  transform: translateY(40px);
  transition: all 0.6s ease;
}

/* ANIMATION ACTIVE */
.reveal.active {
  opacity: 1;
  transform: translateY(0);
}


.image-section {
  padding: 25px 15px;
}

/* GRID */
.grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  grid-template-rows: 160px 160px;
  gap: 14px;
}

/* GENERAL */
.box {
  overflow: hidden;
  position: relative;
  width: 100%;
}

.box img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* RIGHT TALL IMAGE */
.shape-tall {
  grid-row: span 2;
  height: 334px; /* 160 + 160 + gap */
}

/* TOP LEFT SLANT */
.shape-top {
  clip-path: polygon(22px 0, 100% 0, 100% 100%, 0 100%, 0 22px);
}

/* RIGHT TALL SLANT */
.shape-tall {
  clip-path: polygon(22px 0, 100% 0, 100% 100%, 0 100%, 0 22px);
}

/* BOTTOM LEFT NORMAL */
.shape-bottom {
  border-radius: 6px;
}


.image-section {
  padding: 20px 15px;
}

.grid {
  display: grid;
  grid-template-columns: 48% 48%;
  grid-template-rows: 30vw 30vw; 
  gap: 4%;
}

/* GENERAL BOX */
.box {
  position: relative;
  overflow: hidden;
  width: 100%;
  height: 100%;
}

.box img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* RIGHT TALL IMAGE */
.shape-tall {
  grid-row: span 2;
  height: calc(60vw + 4%); /* two rows + gap */
}

/* SLANTED SHAPES */
.shape-top {
  clip-path: polygon(8% 0, 100% 0, 100% 100%, 0 100%, 0 18%);
}

.shape-tall {
  clip-path: polygon(8% 0, 100% 0, 100% 100%, 0 100%, 0 12%);
}

/* NORMAL BOTTOM */
.shape-bottom {
  border-radius: 6px;
}




.image-section {
  display: flex;
  justify-content: center;
  gap: 20px;
  max-width: 900px; /* prevents it from stretching too wide on desktop */
  margin: auto;
  width: 100%;
height: auto;
}

.left-images {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.left-images img {
  width: 250px;
  height: 250px;
  object-fit: cover;
  border-radius: 10px;
}

.right-image img {
  width: 250px;
  height: 520px;
  object-fit: cover;
  border-radius: 10px;
}

/* This keeps SAME SIZE on phone */
@media (max-width: 768px) {
  .image-section {
    flex-direction: row; /* keep side by side */
    overflow-x: auto;
  }
}


/* WHY SECTION */
.why-choose {
  max-width: 900px;
  margin: 80px auto;
  padding: 20px;
}

.small-title {
  color: #c4002f;
  letter-spacing: 2px;
}

.why-choose h2 {
  font-size: 32px;
  font-weight: bold;
}

.description {
  color: #666;
  margin-bottom: 30px;
}

.features {
  display: flex;
  flex-direction: column;
  gap: 20px;
  font-weight: 600;
}

/* IMAGE SECTION */
.image-section {
  display: flex;
  justify-content: center;
  gap: 20px;
  max-width: 900px;
  margin: 80px auto;
}

.left-images {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.left-images img {
  width: 250px;
  height: 250px;
  object-fit: cover;
  border-radius: 12px;
}

.right-image img {
  width: 250px;
  height: 520px;
  object-fit: cover;
  border-radius: 12px;
}

/* Keep same layout on phone */
@media (max-width: 768px) {
  .image-section {
    flex-direction: row;
    overflow-x: auto;
  }
}



body {
  font-family: 'Poppins', sans-serif;
  background: #f8f9fc;
}

/* WHY SECTION */
.why-section {
  max-width: 1100px;
  margin: 120px auto;
  padding: 20px;
}

.tag {
  color: #c4002f;
  letter-spacing: 3px;
  font-weight: 600;
}

.why-section h2 {
  font-size: 40px;
  font-weight: 700;
  margin: 10px 0 20px;
}

.desc {
  color: #666;
  max-width: 600px;
  margin-bottom: 50px;
}

.features {
  display: flex;
  flex-direction: column;
  gap: 30px;
}

.feature {
  display: flex;
  gap: 20px;
  align-items: center;
  padding: 20px;
  background: white;
  border-radius: 16px;
  transition: 0.4s ease;
  box-shadow: 0 10px 30px rgba(0,0,0,0.05);
}

.feature:hover {
  transform: translateY(-8px);
  box-shadow: 0 15px 40px rgba(0,0,0,0.08);
}

.icon {
  width: 60px;
  height: 60px;
  background: #c4002f;
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  font-size: 22px;
}

/* IMAGE SECTION */
.image-section {
  display: flex;
  justify-content: center;
  gap: 30px;
  max-width: 1000px;
  margin: 120px auto;
}

.left-images {
  display: flex;
  flex-direction: column;
  gap: 30px;
}

.img-box {
  overflow: hidden;
  border-radius: 20px;
  transition: 0.6s ease;
  transform-style: preserve-3d;
}

.img-box img {
  width: 260px;
  height: 260px;
  object-fit: cover;
  transition: 0.6s ease;
}

.tall img {
  width: 260px;
  height: 550px;
}

/* 3D Hover */
.img-box:hover img {
  transform: scale(1.08) rotateX(5deg) rotateY(5deg);
}

/* Keep same size on mobile */
@media (max-width: 768px) {
  .image-section {
    flex-direction: row;
    overflow-x: auto;
  }
}


.exchange-section {
  text-align: center;
  margin: 120px auto 60px;
  max-width: 1000px;
  padding: 20px;
}

.exchange-tag {
  color: #c4002f;
  letter-spacing: 4px;
  font-weight: 600;
  margin-bottom: 20px;
}

.exchange-section h2 {
  font-size: 42px;
  font-weight: 700;
  line-height: 1.3;
}

.exchange-section span {
  color: #000;
  font-weight: 800;
}




.reviews-section {
  padding: 60px 20px;
  text-align: center;
  background: #f5f5f5;
  font-family: Arial, sans-serif;
}

.reviews-sub {
  color: #c62828;
  letter-spacing: 3px;
  font-size: 14px;
  margin-bottom: 10px;
}

.reviews-title {
  font-size: 28px;
  font-weight: 800;
  margin-bottom: 40px;
  line-height: 1.3;
}

.reviews-slider {
  overflow: hidden;
  position: relative;
}

.reviews-track {
  display: flex;
  transition: transform 0.4s ease;
}

.review-card {
  min-width: 100%;
  background: #fff;
  border-radius: 20px;
  padding: 25px;
  box-shadow: 0 5px 20px rgba(0,0,0,0.05);
  text-align: left;
}

.review-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.review-user {
  display: flex;
  align-items: center;
  gap: 15px;
}

.review-user img {
  width: 70px;
  height: 70px;
  border-radius: 50%;
  object-fit: cover;
}

.review-user h3 {
  margin: 0;
  font-size: 18px;
  font-weight: 700;
}

.review-user span {
  font-size: 14px;
  color: #777;
}

.quote-icon {
  font-size: 60px;
  color: #e57373;
  font-weight: bold;
}

.review-text {
  margin-top: 20px;
  font-size: 15px;
  color: #666;
  line-height: 1.6;
}

.slider-dots {
  text-align: center;
  margin-top: 20px;
}

.dot {
  height: 8px;
  width: 8px;
  background: #f5b5b5;
  border-radius: 50%;
  display: inline-block;
  margin: 0 5px;
  transition: 0.3s;
}

.dot.active {
  width: 25px;
  border-radius: 10px;
  background: #c62828;
}






body {
    margin: 0;
    background: #eaeaea;
    font-family: 'Inter', sans-serif;
}

/* spacing for scroll demo */
.spacer {
    height: 120px;
}

/* Card */
.blog-card {
    width: 88%;
    max-width: 720px;   /* smaller width */
    margin: auto;
    background: #f5f5f5;
    border-radius: 22px;
    overflow: hidden;
    box-shadow: 0 20px 40px rgba(0,0,0,0.08);
    opacity: 0;
    transform: translateY(60px);
    transition: all 0.7s ease;
}

.blog-card.active {
    opacity: 1;
    transform: translateY(0);
}

/* Image */
.image-wrapper img {
    width: 100%;
    height: 320px;   /* reduced height */
    object-fit: cover;
    display: block;
}

/* Badge */
.badge {
    position: absolute;
    top: 20px;
    right: 20px;
    background: #d81f2a;
    color: #fff;
    padding: 10px 18px;
    border-radius: 10px;
    font-weight: 600;
    font-size: 16px;  /* smaller text */
}

/* Content */
.card-content {
    padding: 30px 35px;  /* reduced padding */
}

/* Meta */
.meta {
    display: flex;
    gap: 25px;
    margin-bottom: 18px;
}

.meta-item {
    display: flex;
    align-items: center;
    gap: 8px;
    color: #777;
    font-size: 14px;  /* smaller */
}

.meta-item i {
    color: #d81f2a;
    font-size: 14px;
}

/* Title */
.card-content h2 {
    margin: 0;
    font-size: 26px;  /* reduced title size */
    font-weight: 800;
    line-height: 1.3;
    color: #111;
}



.blog-card {
    width: 88%;
    max-width: 720px;
    margin: auto;
    margin-bottom: 60px;
    background: #f5f5f5;
    border-radius: 22px;
    overflow: hidden;
    box-shadow: 0 20px 40px rgba(0,0,0,0.08);
    opacity: 0;
    transform: translateY(60px);
    transition: all 0.7s ease;
}





/* ===== Swift Pinacle Section Only ===== */

.spb-wrapper {
    background: #000000;
    padding: 80px 20px 120px;
    position: relative;
}

.spb-inner {
    max-width: 650px;
    margin: 0 auto;
    text-align: center;
    color: #ffffff;
    font-family: Arial, Helvetica, sans-serif;
}

/* Logo Circle */

.spb-logo-circle {
    width: 420px;
    height: 420px;
    margin: 0 auto 40px;
    border-radius: 50%;
    background: #000;
    border: 8px solid #cfcfcf;
    display: flex;
    align-items: center;
    justify-content: center;
}

.spb-logo-circle img {
    width: 80%;
    height: auto;
    object-fit: contain;
}

/* Description */

.spb-description {
    font-size: 20px;
    line-height: 1.6;
    color: #cfcfcf;
    margin-bottom: 45px;
}

/* Social Icons */

.spb-socials {
    display: flex;
    justify-content: center;
    gap: 25px;
    margin-bottom: 70px;
}

.spb-socials a {
    width: 55px;
    height: 55px;
    background: #ffffff;
    color: #c40000;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    text-decoration: none;
    transition: 0.3s ease;
}

.spb-socials a:hover {
    background: #c40000;
    color: #ffffff;
}

/* Company Section */

.spb-company {
    text-align: left;
}

.spb-company h3 {
    font-size: 30px;
    font-weight: 700;
    margin-bottom: 10px;
}

.spb-line {
    width: 60px;
    height: 4px;
    background: #c40000;
    margin-bottom: 25px;
}

.spb-pill {
    display: inline-block;
    background: #111;
    border: 1px solid #333;
    border-radius: 30px;
    padding: 15px 30px;
    font-size: 18px;
}

/* Floating Chat */

.spb-chat {
    position: absolute;
    right: 30px;
    bottom: 30px;
    width: 70px;
    height: 70px;
    border-radius: 50%;
    background: linear-gradient(135deg, #1e4f86, #e4002b);
    display: flex;
    align-items: center;
    justify-content: center;
    color: #ffffff;
    font-size: 26px;
    box-shadow: 0 10px 25px rgba(0,0,0,0.4);
    cursor: pointer;
}









.spb-section {
    background: #000000;
    padding: 40px 20px 120px;
    position: relative;
}

.spb-container {
    max-width: 620px;
    margin: 0 auto;
    text-align: center;
    font-family: Arial, Helvetica, sans-serif;
    color: #ffffff;
}

/* LOGO */
.spb-logo {
    margin: 0; /* very close to text */
    padding: 0;
    line-height: 0;
}

.spb-logo img {
    width: 520px;   /* large like screenshot */
    max-width: 100%;
    display: block;
    margin: 0 auto;
}

/* DESCRIPTION */
.spb-text {
    font-size: 20px;
    line-height: 1.6;
    color: #cfcfcf;
    margin: -40px 0 50px 0;
   
    padding: 0;
}

/* SOCIAL ICONS */
.spb-social {
    display: flex;
    justify-content: center;
    gap: 25px;
    margin-bottom: 70px;
}

.spb-social a {
    width: 55px;
    height: 55px;
    background: #ffffff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #c40000;
    font-size: 22px;
    text-decoration: none;
}

.spb-social a:hover {
    background: #c40000;
    color: #ffffff;
}

/* COMPANY SECTION */
.spb-company {
    text-align: left;
}

.spb-company h3 {
    font-size: 30px;
    font-weight: 700;
    margin-bottom: 8px;
}

.spb-underline {
    width: 60px;
    height: 4px;
    background: #c40000;
    margin-bottom: 25px;
}

.spb-website {
    display: inline-block;
    background: #111111;
    border: 1px solid #333333;
    border-radius: 30px;
    padding: 15px 35px;
    font-size: 18px;
}

/* FLOATING CHAT BUTTON */
.spb-chat {
    position: absolute;
    right: 30px;
    bottom: 30px;
    width: 70px;
    height: 70px;
    border-radius: 50%;
    background: linear-gradient(135deg, #1e4f86, #e4002b);
    display: flex;
    align-items: center;
    justify-content: center;
    color: #ffffff;
    font-size: 26px;
    box-shadow: 0 10px 25px rgba(0,0,0,0.4);
    cursor: pointer;
}


.read-more-btn {
    display: inline-block;
    margin-top: 40px;
    padding: 22px 60px;
    background: #e0182d;
    color: #fff;
    text-decoration: none;
    font-size: 20px;
    font-weight: 600;
    border-radius: 12px;
    letter-spacing: 1px;
    transition: 0.3s ease;
}

.read-more-btn i {
    margin-left: 12px;
}

.read-more-btn:hover {
    background: #c41426;
}






* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    font-family: Arial, sans-serif;
    height: 100vh;
}

/* FLOATING BUTTON */
.chat-toggle {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 65px;
    height: 65px;
    background: linear-gradient(135deg, #1e73ff, #0048ff);
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
    color: #fff;
    font-size: 26px;
    cursor: pointer;
    box-shadow: 0 10px 25px rgba(0,0,0,0.2);
}

/* CHAT BOX */
.chat-box {
    position: fixed;
    bottom: 110px;
    right: 30px;
    width: 360px;
    height: 500px;
    background: #ffffff;
    border-radius: 20px;
    box-shadow: 0 15px 40px rgba(0,0,0,0.2);
    display: none;   /* IMPORTANT */
    flex-direction: column;
    overflow: hidden;
    z-index: 9999;   /* makes sure nothing hides it */
}

.chat-box.active {
    display: flex;
}

/* HEADER */
.chat-header {
    background: linear-gradient(90deg, #1e73ff, #0048ff);
    color: white;
    padding: 20px;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.chat-header h3 {
    font-size: 16px;
    font-weight: 600;
}

.chat-header span {
    font-size: 12px;
    opacity: 0.8;
}

/* BODY */
.chat-body {
    flex: 1;
    background: #f5f5f5;
}

/* INPUT */
.chat-input {
    padding: 15px;
    background: #fff;
    display: flex;
    align-items: center;
    border-top: 1px solid #eee;
}

.chat-input input {
    flex: 1;
    padding: 12px 15px;
    border-radius: 25px;
    border: none;
    background: #f0f0f0;
    outline: none;
}

.chat-input i {
    margin-left: 10px;
    color: #777;
    font-size: 18px;
}





/* Floating Chat Button */
.chat-toggle {
    position: fixed;
    bottom: 30px;
    right: 30px;
    width: 65px;
    height: 65px;
    background: linear-gradient(135deg, #1e73ff, #0048ff);
    border-radius: 50%;
    display: flex;
    justify-content: center;
    align-items: center;
    color: #fff;
    font-size: 26px;
    cursor: pointer;
    box-shadow: 0 10px 25px rgba(0,0,0,0.25);
    z-index: 9999;
}

/* Chat Box */
.chat-box {
    position: fixed;
    bottom: 110px;
    right: 30px;
    width: 360px;
    height: 500px;
    background: #ffffff;
    border-radius: 20px;
    box-shadow: 0 15px 40px rgba(0,0,0,0.25);
    display: none;
    flex-direction: column;
    overflow: hidden;
    z-index: 9999;
}

.chat-box.active {
    display: flex;
}


.chat-input-area {
    position: relative;
    display: flex;
    align-items: center;
    padding: 15px;
    background: #f2f2f2;
}

.chat-input-area input {
    flex: 1;
    padding: 12px 45px 12px 15px;
    border-radius: 25px;
    border: none;
    outline: none;
    font-size: 15px;
}

.emoji-btn {
    position: absolute;
    right: 25px;
    background: none;
    border: none;
    font-size: 20px;
    color: #777;
    cursor: pointer;
}

/* Emoji Panel */
.emoji-panel {
    position: absolute;
    bottom: 75px;
    right: 20px;
    width: 300px;
    height: 250px;
    background: #ffffff;
    border-radius: 15px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.2);
    padding: 12px;
    display: none;
    overflow-y: scroll;
    z-index: 9999;
}

.emoji-panel.active {
    display: block;
}

.emoji-panel span {
    font-size: 22px;
    cursor: pointer;
    padding: 6px;
    display: inline-block;
    transition: transform 0.2s ease;
}

.emoji-panel span:hover {
    transform: scale(1.3);
}



.online-banking-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;

    background-color: #d71920;
    color: #ffffff;

    font-family: 'Poppins', 'Helvetica Neue', Arial, sans-serif;
    font-size: 16px;        /* reduced */
    font-weight: 600;
    letter-spacing: 0.8px;

    padding: 14px 32px;     /* reduced */
    border-radius: 10px;    /* slightly smaller curve */
    text-decoration: none;

    transition: all 0.3s ease;
}

.online-banking-btn:hover {
    background-color: #b9151b;
}

.online-banking-btn .arrow {
    font-size: 18px;        /* reduced */
}



/* =========================
   MOBILE RESPONSIVE FIX
   ========================= */
@media (max-width: 768px) {

  body{
    overflow-x:hidden;
  }

  header{
    padding:10px;
  }

  .hero{
    padding:20px 15px;
    text-align:center;
  }

  .hero h1{
    font-size:22px;
  }

  .buttons{
    display:flex;
    flex-direction:column;
    gap:10px;
  }

  .primary,
  .video{
    width:100%;
  }

  /* HERO IMAGES STACK */
  .hero-images{
    flex-direction:column;
    gap:15px;
  }

  .hero-images img{
    width:100%;
  }

  .active-users{
    position:static;
    margin-top:15px;
    width:100%;
  }

  /* ABOUT ITEMS */
  .about-item{
    flex-direction:column;
    align-items:flex-start;
  }

  /* TOOL CARD */
  .tool-card{
    flex-direction:column;
    text-align:center;
  }

  /* IMAGE SECTION */
  .image-section{
    flex-direction:column;
    align-items:center;
  }

  .left-images img,
  .right-image img{
    width:100%;
    height:auto;
  }

  /* FEATURES */
  .feature{
    flex-direction:column;
    text-align:center;
  }

  /* BLOG CARD */
  .blog-card{
    width:95%;
  }

  .image-wrapper img{
    height:220px;
  }

  /* CHAT BOX */
  .chat-box{
    width:95%;
    right:2.5%;
    height:450px;
  }

  .chat-toggle{
    width:55px;
    height:55px;
    font-size:22px;
  }

  /* BIG LOGO SECTION */
  .spb-logo img{
    width:90%;
  }

  .spb-text{
    font-size:16px;
  }

}



.contact-section{
background:#000;
color:#fff;
padding:60px 20px;
max-width:900px;
margin:auto;
}

.contact-section h2{
font-size:40px;
margin-bottom:10px;
}

.line{
width:200px;
height:4px;
background:#444;
margin-bottom:40px;
position:relative;
}

.line::after{
content:"";
position:absolute;
left:0;
top:0;
width:80px;
height:4px;
background:#ff2c2c;
}

.contact-item{
display:flex;
align-items:flex-start;
gap:20px;
margin-bottom:30px;
}

.contact-item i{
color:#ff2c2c;
font-size:24px;
}

.contact-item h3{
margin-bottom:5px;
}

.footer{
border-top:1px solid #333;
text-align:center;
padding:25px;
background:#000;
color:#ccc;
}

.footer span{
color:#ff2c2c;
}



/* =========================
   LOADING SCREEN
========================= */

.loading-screen{
    position:fixed;
    top:0;
    left:0;
    width:100%;
    height:100%;
    background:#f4f6f9;
    display:none;
    align-items:center;
    justify-content:center;
    z-index:9999;
}

/* LOADER CENTER */

.loader-container{
    text-align:center;
}

/* ROTATING RING */

.ring-loader{
    position:relative;
    width:90px;
    height:90px;
    margin:auto;
}

.ring{
    width:100%;
    height:100%;
    border-radius:50%;
    border:6px solid transparent;
    border-top:6px solid #c0392b;
    border-right:6px solid #5dade2;
    border-bottom:6px solid #48c9b0;
    animation:loaderSpin 1.2s linear infinite;
}

/* CENTER DOT */

.loader-dot{
    position:absolute;
    top:50%;
    left:50%;
    width:18px;
    height:18px;
    background:linear-gradient(45deg,#c0392b,#5dade2);
    border-radius:50%;
    transform:translate(-50%,-50%);
}

/* LOADING TEXT */

.loading-text{
    margin-top:20px;
    font-size:18px;
    letter-spacing:2px;
    font-weight:500;
    background:linear-gradient(90deg,#c0392b,#5dade2);
    -webkit-background-cli:text;
    -webkit-text-fill-color:transparent;
}

/* ROTATION ANIMATION */

@keyframes loaderSpin{
    0%{ transform:rotate(0deg); }
    100%{ transform:rotate(360deg); }
}